How risky the firm looks right now, and where it's moving.

For the rolling 90 days ending 6/4/2026, 4% of the 272 rules we have to follow are on track (12 on track, 156 watching, 104 needs attention). The tamper-evident record of every change is intact.

• 8 open issues the team is working through
• 0 closed this period
• 8 active fixes · 0 past deadline · 0 escalated
• 0 fixes completed this period

• 8 decisions recorded
• 6 awaiting board approval
• 0 approved by the board this period
• 0 prepared with AI help (full reasoning on file)

• 0 in review · 15 approved
• 0 overdue for review

Where Compliance has challenged a 1st-line self-assessment, risk rating or regulatory-change impact in the last 90 days. Each item is a permanent, audit-trailed record.

• 5 challenges raised
• 3 open · 2 closed

• Risk domain · AML_CDD

  Disagree with rating · open
  Customer Due Diligence

  Sabrina Stewart: The current control rating of 3/5 looks generous given the two open CDD findings from the recent thematic. Recommend reducing control-effectiveness to 2/5 pending remediation evidence.

• Risk domain · AML_PEP

  Request evidence · accepted
  PEPs & Sanctions

  Sabrina Stewart: Please attach the most recent screening-tool tuning report and the latest PEP refresh sample so the evidence-sufficiency score can be supported.

  sab_stewart: Tuning report (Q1 2026) and PEP refresh sample (n=50, no hits requiring escalation) uploaded under Evidence > PEP-2026-Q1. Evidence score sustained.

• Reg change · f2e33bac

  Query · open
  [jfsc:jfsc-fallback-2026-01] Proposed amendments to enhanced due diligence triggers and PEP screening expectations.

  Sabrina Stewart: Impact classification reads as "moderate" but the proposed EDD-trigger expansion looks material for the FSB book. Can we re-run the impact assessment with the trust-services lens before the Board paper goes out?

• RCSA · SEED-CDD-008 × SEED-CTL-0022

  Request evidence · accepted
  Trust & Foundation Structures: Onboarding CDD checklist completed

  sab_stewart: Please attach the MI pack referenced in commentary — current evidence pointer is a SharePoint link with no read access for Compliance.

  Sabrina Stewart: Agreed — MI pack v3 (Apr 2026) re-shared with Compliance read group. Will tighten cadence to monthly review from June.

• RCSA · SEED-CDD-008 × SEED-CTL-0022

  Disagree with rating · open
  Trust & Foundation Structures: Onboarding CDD checklist completed

  sab_stewart: Sample of 12 onboarded clients shows 3 without refreshed source-of-funds within the documented cadence. A 3/4 operating effectiveness rating is not defensible — propose 2/4 pending Q3 remediation.(suggested 2/4)

Every change is sealed in tamper-evident records. 653 records checked, all intact. Every figure on this page comes straight from the live system; nothing has been retyped from a spreadsheet.