RegAlgn®
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The company

Why the company exists.

Locked 2026-06-28 by Sabrina, founder

The Chief Compliance Officer (CCO), Money Laundering Reporting Officer (MLRO), Chief Risk Officer (CRO) and Data Protection Officer (DPO) of a Jersey-licensed firm defend that firm to the regulator, to the board, and to their own future self three years later. The tools they were given to do this make the job harder, not easier.

We exist to give those officers their week back, and to give the firm a defensible record the board can read, the auditor can audit, and the regulator can examine — without anyone in the firm having to reconstruct it.

That's the whole of it.

Who we build for, named

A specific person in a specific room.

  • The compliance officer — CCO / Money Laundering Compliance Officer (MLCO) / MLRO / CRO / DPO of a Jersey-licensed firm. Fiduciary, fund administration, Trust Company Business (TCB), or a fund / management company. Often the same person wears two or three of these hats.
  • The board — chair, audit committee, risk committee — signing off on what the compliance function has produced, without translation.
  • The external auditor — testing the firm's controls and walking away with structured, signed evidence, not a folder of emails.
  • The regulator — the JFSC and equivalents. The silent third reader of every artefact.
  • The Personal Assistant of any of the above — often the person who actually opens the document first.
What we believe

Five convictions.

Each one is a human position the company holds. Each one produces a brand value, which produces a product rule. The chain is: conviction → brand value → product behaviour.

  1. 01

    The compliance officer's life is harder than it should be

    The existing tools made it worse, not better. Every feature we ship is measured against whether it gives the officer her week back — or whether it adds another configuration screen between her and her evidence.

    Produces: Trust (structure) · Judgement (restraint)

  2. 02

    The regulator is a partner, not an adversary

    A Jersey-licensed firm and the Jersey Financial Services Commission (JFSC) want the same outcome — a firm that knows what it must do, does it, and can demonstrate it. We build for the room they share, not the room they fear.

    Produces: Evidence (precision)

  3. 03

    Judgement belongs to the human, always

    Compass suggests. A named human decides. The audit trail records who. We refuse to ship a product that lets a machine close a finding, approve a policy, or assert a compliance status.

    Produces: Ownership (consistency)

  4. 04

    Evidence is a moral position, not a feature

    Every claim traceable. Every chain signed. Every period reproducible years later. A compliance system that asserts a status the firm cannot defend is worse than no system at all — it manufactures false confidence.

    Produces: Evidence (precision)

  5. 05

    Premium means restraint, not decoration

    Quiet expertise, not loud marketing. The product recedes; the output leads. We will lose deals to noisier competitors and that is fine — the buyers we lose to noise are not the buyers we are for.

    Produces: Trust (structure) · Progress (deliberate iteration)

What we refuse to do

A values document that doesn't say what the company will not do is decoration.

  • We will not replace the human. No feature ships that closes a finding, approves a policy, files an internal Suspicious Activity Report (SAR), or asserts a regulatory status without a named human in the audit trail.
  • We will not pretend to do what we do not do. RegAlign is not a Know-Your-Customer (KYC) tool, not a sanctions-screening engine, not a transaction-monitoring system, not a real-time anti-money-laundering feed.
  • We will not sell to firms whose business model is regulatory arbitrage. We screen pilot prospects on this.
  • We will not let “AI” mean “unaccountable”. Every Compass output is labelled, cited, suggested-not-asserted, and overridable. Compass cannot close a finding.
  • We will not ship a feature that cannot be evidenced. If a screen makes a claim, the chain behind it must be linkable, signable, exportable and reproducible.
  • We will not ship loud. No banner pop-ups, no upgrade modals, no growth-hacking patterns. The compliance officer does not need to be re-engaged; she needs to get her work done.

What we are for is described above, and at /why-regalign.

The highest-order rule
Shut-it-down rule

A single instance of the system asserting a compliance status the firm cannot defend is grounds to shut RegAlign® down.

We would rather under-claim than over-claim. We would rather present an empty state than a confident-sounding placeholder. We would rather Compass say "I can't determine this — a named human must judge" than guess.

If a change creates a path where the product could assert a status the firm cannot defend, that change is rolled back the same day, regardless of cost.

How this is used

Decision authority, not editorial copy.

  • Every product and brand decision is filtered through the five convictions and seven refusals.
  • The brand system (Trust · Judgement · Evidence · Ownership · Progress) is the communication translation of these convictions, not their peer.
  • Every hire is evaluated against these convictions. "Would this person let a machine close a finding?" is a real interview question.
  • Every partnership, integration and reseller relationship is screened against the refusals.

Canonical source: docs/brand/company-values.md. Last review: 2026-06-28 (locked by Sabrina, founder).